Rancho Santa Margarita Short Sale Agents & Realtors: Information & Assistance
- Struggling With Payments?
- Owe More Than Your Home Is Worth?
- Loan Modification Unsuccessful?
- Facing Foreclosure?
If you are Rancho Santa Margarita home owner facing any of these situations, know that you are not alone! Thousands of homeowners in Orange County are facing the same challenges as you. You need help, expert guidance, and someone who understands the difficult choices you are facing about your home and your family. As an Rancho Santa Margarita short sale realtor we provide homeowners FREE information and assistance with avoiding foreclosure, explaining the effects it can have on you and your family, and offering other options that may be available to you.
Benefits Of Our Short Sale Program:
- Attorney Negotiations & Representation
- Experienced Realtor Representation
- FREE - Absolutely No Fees or Cost To You
- Cash Back From Bank For Cooperation
- Free Rental Placement Service
- Free Moving Truck
- Mortgage Debt Relief
- Credit Restoration
- Prevent Foreclosure
- Back Taxes Can Be Eliminated
- We Do All The Work & Negotiate With The Bank(s)
- Stay In Your Home Longer
- Choose A Move Out Date
- Discreet - No For Sale Sign
Is a Rancho Santa Margarita Short Sale Right For Me?
If you add up your total monthly expenses, including your mortgage, property tax payments, insurance, car payments, utilities and food and compare that to your take-home income, how much longer can you afford to keep up with your payments? If you have an adjustable rate, and the payment is going up, how long can you afford that? Is it worth prolonging your current financial situation? Especially if home values in your area continue to decline. If you are faced with economic hardship, an Orange County Short Sale can be a financial life-saver. You may need to ask yourself, is it worth it to continue to fall deeper into debt, falling further and further behind with little hope of catching up?
What Is A Financial Hardship?
A hardship is a situation that has a life changing effect for the borrower that results in an in-ability to pay the mortgage debt in either, short or long term. Some examples are:
- Separation or Divorce
- Medical Bills
- Inability to Work due to Health Reasons
- Death of Spouse
- Job Relocation
- Reduced Income or Unemployment
- Business Failure
- Adjustment in Mortgage Payment or Unforseen Increase in Living Expenses
I Am Current On My Mortgage, Will My Lender(s) Consider A Short Sale?
The answer is, maybe. Some lenders will accept a short sale file for approval on loans that are not delinquent. Other lenders will not accept the file until the loan is delinquent. As your Rancho Santa Margarita short sale Realtor, we can put your short sale file together within a couple of days and submit it for approval. (Remember, there is no charge for this). That is the best way to determine if your lender will accept a file for approval on a loan that is current.
How Much Would It Cost Me To Sell My Home In A Short Sale?
Nothing! All fees and commissions are assumed by your lender? NOT YOU.
Your contract will specifically read: "Seller's agreement to sell is subject to approval by existing lender of a Short Sale at no cost to Seller. Seller shall not be required to deposit funds to close escrow."
How Can I Get Started On A Short Sale?
Very easily. To be pre-qualified, just give us a call, send an email or fill out our contact form below and we will review your situation and options. There is no charge and no obligation for this private consultation.
For additional Rancho Santa Margarita short sale information and assistance, visit our comprehensive website http://www.ocshortsalenow.com/
About Rancho Santa Margarita: Rancho Santa Margarita lies along the foothills of the Saddleback Mountains offering a scenic back drop. This beautiful community offers a mix of real estate options for sale including single family homes, townhomes and condos. Rancho Santa Margarita real estate is divided among five master associations. With a low crime rate, award winning school districts, and an abundance of amenities, Rancho Santa Margarita real estate is a perfect location for families and singles.